/* V125 public substance layer */
.v125-substance{padding:clamp(3rem,6vw,5.5rem) 0;background:#fff;color:#17222d}
.v125-substance.soft{background:#f5f8fa}
.v125-substance.dark{background:#111a22;color:#fff}
.v125-substance .shell{max-width:1180px;margin:0 auto;padding:0 22px}
.v125-eyebrow{font-size:.78rem;font-weight:850;letter-spacing:.1em;text-transform:uppercase;color:#b45700;margin:0 0 .7rem}
.v125-substance.dark .v125-eyebrow{color:#ffad61}
.v125-substance h2{font-family:Montserrat,Arial,sans-serif;font-size:clamp(1.8rem,3.6vw,3rem);line-height:1.06;margin:.15rem 0 1rem;max-width:950px}
.v125-lede{font-size:1.08rem;line-height:1.68;max-width:900px;color:#42515e;margin:0 0 1.8rem}
.v125-substance.dark .v125-lede{color:#d8e1e8}
.v125-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;margin-top:1.4rem}
.v125-grid.four{grid-template-columns:repeat(4,minmax(0,1fr))}
.v125-card{background:#fff;border:1px solid #d8e1e8;border-radius:16px;padding:1.15rem 1.2rem;box-shadow:0 8px 24px rgba(22,35,48,.05);color:#17222d}
.v125-card h3{font-family:Montserrat,Arial,sans-serif;font-size:1.02rem;line-height:1.3;margin:0 0 .55rem;color:#17222d}
.v125-card p{margin:0;color:#475765;line-height:1.58;font-size:.96rem}
.v125-card a{font-weight:800;color:#8c4300;text-decoration:none}
.v125-card a:hover{text-decoration:underline}
.v125-flow{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:.7rem;margin-top:1.5rem;counter-reset:step}
.v125-flow article{counter-increment:step;background:#fff;border:1px solid #d8e1e8;border-radius:14px;padding:1rem;color:#17222d;position:relative}
.v125-flow article:before{content:counter(step, decimal-leading-zero);display:block;font-weight:900;font-size:.78rem;letter-spacing:.08em;color:#b45700;margin-bottom:.5rem}
.v125-flow h3{font-size:.98rem;margin:0 0 .4rem}.v125-flow p{font-size:.89rem;line-height:1.5;margin:0;color:#50606d}
.v125-question-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:.75rem 1rem;margin:1.35rem 0 0;padding:0;list-style:none}
.v125-question-list li{position:relative;padding:.9rem 1rem .9rem 2rem;border:1px solid #d7e0e7;border-radius:12px;background:#fff;color:#263642;line-height:1.5}
.v125-question-list li:before{content:'?';position:absolute;left:.75rem;top:.87rem;font-weight:900;color:#b45700}
.v125-example{border-left:4px solid #e77916;background:#fff8f1;padding:1rem 1.1rem;border-radius:0 12px 12px 0;color:#263642;line-height:1.62}
.v125-example strong{color:#111a22}
.v125-cta-row{display:flex;flex-wrap:wrap;gap:.75rem;margin-top:1.5rem}
.v125-cta{display:inline-flex;align-items:center;justify-content:center;padding:.78rem 1rem;border-radius:10px;background:#17222d;color:#fff!important;text-decoration:none;font-weight:800}
.v125-cta.alt{background:#fff;color:#17222d!important;border:1px solid #b9c7d1}
.v125-library-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem;margin-top:1.5rem}
.v125-library-group{background:#fff;border:1px solid #d8e1e8;border-radius:16px;padding:1.15rem}
.v125-library-group h3{margin:0 0 .65rem;font-size:1.02rem}.v125-library-group ul{margin:.2rem 0 0;padding-left:1.15rem}.v125-library-group li{margin:.45rem 0;line-height:1.42}.v125-library-group a{color:#6f3800;font-weight:720;text-decoration:none}.v125-library-group a:hover{text-decoration:underline}
.v125-lp-questions{padding:2.4rem 0;background:#f6f9fb}.v125-lp-questions .shell{max-width:1120px;margin:auto;padding:0 22px}.v125-lp-questions h2{font-family:Montserrat,Arial,sans-serif;margin:0 0 .7rem}.v125-lp-questions p{max-width:850px;color:#475765;line-height:1.6}
@media(max-width:950px){.v125-grid,.v125-grid.four,.v125-library-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.v125-flow{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:650px){.v125-grid,.v125-grid.four,.v125-library-grid,.v125-question-list,.v125-flow{grid-template-columns:1fr}.v125-substance{padding:2.6rem 0}.v125-substance .shell,.v125-lp-questions .shell{padding:0 16px}}