Insurance & Reinsurance Intelligence / Methods
Evidence-based decision support

From a claim to a defensible decision record

What happened, when, and which independent records support the event account?

Review a full dossier

Seven controlled research steps

  1. Agree the single decision, client inputs, deadline, conflict and legal boundaries

    Each material source and omission is dated, attributed and treated according to its evidential limits.

  2. Match identity, aliases, product identifiers or assets across records

    Each material source and omission is dated, attributed and treated according to its evidential limits.

  3. Log originals, timestamps, dates of effect, access permissions and coverage

    Separate contemporaneous records from later accounts, build timelines and test contradictory statements.

  4. Create a claim-to-evidence matrix with independent contrary-source search

    Separate contemporaneous records from later accounts, build timelines and test contradictory statements.

  5. Resolve chronology, entity relationships and alternative explanations

    Each material source and omission is dated, attributed and treated according to its evidential limits.

  6. Review reliance categories and missing records; apply human quality assurance

    Each material source and omission is dated, attributed and treated according to its evidential limits.

  7. Deliver a finite written record with a question pack for the professional decision owner

    Each material source and omission is dated, attributed and treated according to its evidential limits.

Sector-specific risk checks

  • wrong loss date
  • conflicting event location
  • estimated loss presented as fact
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