/* Aperture 36-division staged development: namespace ad36; does not alter approved existing pages */
:root{--ad-navy:#123A63;--ad-slate:#173450;--ad-muted:#4c6072;--ad-soft:#f4f7fa;--ad-line:#d8e2ec;--ad-mint:#eaf4f5}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:white;color:var(--ad-navy);font:16px/1.65 system-ui,-apple-system,"Segoe UI",Arial,sans-serif}a{color:var(--ad-navy);text-underline-offset:3px}a:hover{color:#235f9b}a:focus-visible,button:focus-visible,input:focus-visible{outline:3px solid #e19a0d;outline-offset:3px}
.ad36-strip{height:4px;background:linear-gradient(90deg,#e64125,#ffa726,#f9da35,#51ad8a,#3084c2,#865eb3)}
.ad36-shell{max-width:1160px;margin:auto;padding:0 22px}.ad36-mast{border-bottom:1px solid var(--ad-line);background:white;position:relative;z-index:4}.ad36-mast .ad36-shell{display:flex;gap:18px;align-items:center;justify-content:space-between;flex-wrap:wrap;min-height:91px}.ad36-logo{display:inline-flex;align-items:center;flex:0 1 270px}.ad36-logo img{display:block;width:100%;max-width:243px;height:auto;max-height:68px;object-fit:contain;object-position:left center}.ad36-links{display:flex;align-items:center;gap:16px;flex-wrap:wrap;font-size:.9rem;font-weight:650}.ad36-links a{text-decoration:none}.ad36-links .ad36-navcta{padding:9px 16px;border:1px solid var(--ad-navy);border-radius:7px}
.ad36-breadcrumb{font-size:.86rem;color:var(--ad-muted);padding:21px 0 0}.ad36-breadcrumb a{color:inherit}.ad36-hero{padding:38px 0 45px;max-width:920px}.ad36-eyebrow{color:#47667e;font-weight:750;text-transform:uppercase;font-size:.76rem;letter-spacing:.13em}.ad36-hero h1{color:var(--ad-navy);font-size:clamp(2.15rem,5vw,3.75rem);line-height:1.09;letter-spacing:-.045em;margin:15px 0 20px;font-weight:780}.ad36-hero p{font-size:clamp(1.02rem,1.6vw,1.24rem);line-height:1.65;margin:0 0 14px;max-width:800px}.ad36-hero .ad36-lead{color:#36546d}.ad36-btnrow{display:flex;flex-wrap:wrap;gap:12px;margin-top:27px}.ad36-btn{display:inline-block;background:var(--ad-navy);color:#fff!important;text-decoration:none;border:2px solid var(--ad-navy);border-radius:8px;padding:12px 20px;font-weight:760;line-height:1.35}.ad36-btn:hover{background:#214f7e}.ad36-btn-ghost{background:white;color:var(--ad-navy)!important}.ad36-btn-ghost:hover{background:#eef4fb}.ad36-ribbon{padding:12px 17px;background:#edf4fa;border-left:4px solid var(--ad-navy);font-size:.91rem;color:var(--ad-navy);margin-bottom:32px}.ad36-section{padding:29px 0 38px}.ad36-section+.ad36-section{border-top:1px solid var(--ad-line)}h2{color:var(--ad-navy);font-size:clamp(1.4rem,2.5vw,2rem);line-height:1.28;margin:0 0 11px}h3{font-size:1.12rem;color:var(--ad-navy);line-height:1.36;margin:0 0 9px}p{margin:0 0 15px}.ad36-intro{max-width:810px;color:var(--ad-muted)}.ad36-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:15px;margin-top:23px}.ad36-grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.ad36-card{background:white;border:1px solid var(--ad-line);border-radius:13px;padding:21px;min-width:0;box-shadow:0 2px 8px rgba(18,58,99,.035)}.ad36-card small,.ad36-card .meta{font-size:.78rem;color:var(--ad-muted);display:block;margin-bottom:9px;letter-spacing:.02em}.ad36-card p{color:#36546c;font-size:.94rem}.ad36-card a.action{font-weight:750;text-decoration-thickness:1px;display:inline-block;margin-top:5px}.ad36-card:hover{border-color:#9fbad2}.ad36-keyline{height:2px;width:42px;background:#123A63;margin:14px 0}.ad36-band{background:var(--ad-soft);padding:37px 0}.ad36-checks{padding-left:22px}.ad36-checks li{padding:6px 0}.ad36-columns{display:grid;grid-template-columns:1.2fr .8fr;gap:29px;align-items:start}.ad36-panel{background:#f3f8fc;border:1px solid #d8e5ef;border-radius:12px;padding:25px}.ad36-panel ul{padding-left:20px}.ad36-panel li{padding-bottom:9px}.ad36-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:18px}.ad36-chip{font-size:.85rem;padding:6px 12px;border:1px solid #c9d8e6;border-radius:40px;text-decoration:none;background:white}.ad36-fee{border:1px solid #a7bcd0;border-radius:13px;padding:23px;background:#fff}.ad36-fee strong{font-size:1.17rem}.ad36-fee .fee-label{font-size:.78rem;text-transform:uppercase;letter-spacing:.09em;color:#4a6075}.ad36-mini{font-size:.83rem;color:var(--ad-muted)}.ad36-sources ul{columns:2}.ad36-sources li{break-inside:avoid;margin-bottom:6px}.ad36-searchrow{display:flex;gap:10px;margin:18px 0}.ad36-searchrow input{border:1px solid #90a7bc;border-radius:8px;padding:13px 16px;font-size:1rem;width:100%;max-width:630px;color:var(--ad-navy)}.ad36-footer{margin-top:60px;padding:42px 0;background:var(--ad-navy);color:#fff}.ad36-footer a{color:#fff}.ad36-footer .ad36-shell{display:flex;align-items:start;justify-content:space-between;gap:30px;flex-wrap:wrap}.ad36-footer p{max-width:640px}.ad36-steplist{list-style:none;padding:0;counter-reset:steps}.ad36-steplist li{counter-increment:steps;padding:12px 0 12px 46px;position:relative;border-bottom:1px solid var(--ad-line)}.ad36-steplist li:before{content:counter(steps);position:absolute;left:0;top:14px;display:grid;place-items:center;border-radius:50%;width:30px;height:30px;background:var(--ad-navy);color:#fff;font-size:.82rem;font-weight:700}.ad36-faq details{padding:16px 0;border-bottom:1px solid var(--ad-line)}.ad36-faq summary{font-weight:740;cursor:pointer}.ad36-faq details p{padding:12px 0 0}.ad36-source-list{padding-left:22px}.ad36-source-list li{padding:4px 0}.ad36-skip{position:absolute;transform:translateY(-150%)}.ad36-skip:focus{transform:none;background:#fff;padding:10px;z-index:100}.ad36-status{font-size:.78rem;background:#eef2f6;color:#39546e;display:inline-block;border-radius:40px;padding:5px 10px;margin-top:8px}.ad36-footer .ad36-status{color:var(--ad-navy)}
@media(max-width:900px){.ad36-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.ad36-columns{grid-template-columns:1fr}.ad36-sources ul{columns:1}}
@media(max-width:590px){.ad36-shell{padding:0 18px}.ad36-mast .ad36-shell{min-height:auto;padding-top:13px;padding-bottom:13px;gap:11px}.ad36-logo{flex:0 0 145px}.ad36-logo img{max-width:145px}.ad36-links{width:auto;flex:1;justify-content:flex-end;gap:7px;font-size:.76rem}.ad36-links a:nth-child(1),.ad36-links a:nth-child(3),.ad36-links a:nth-child(4){display:none}.ad36-links .ad36-navcta{padding:7px 10px}.ad36-links a{white-space:nowrap}.ad36-grid,.ad36-grid.two{grid-template-columns:1fr}.ad36-hero{padding:27px 0 31px}.ad36-card{padding:19px}.ad36-btn{width:100%;text-align:center}.ad36-ribbon{font-size:.86rem}.ad36-section{padding:25px 0}.ad36-footer{margin-top:40px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}